{"id":15,"date":"2026-09-12T15:00:00","date_gmt":"2026-09-12T15:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/luckyhomesrealty-ca\/2026\/09\/12\/home-affordability-improves-in-10-of-13-canadian-cities-in-july\/"},"modified":"2026-09-12T15:00:00","modified_gmt":"2026-09-12T15:00:00","slug":"home-affordability-improves-in-10-of-13-canadian-cities-in-july","status":"publish","type":"post","link":"https:\/\/www.luckyhomesrealty.ca\/blog\/2026\/09\/12\/home-affordability-improves-in-10-of-13-canadian-cities-in-july\/","title":{"rendered":"Home affordability improves in 10 of 13 Canadian cities in July"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>July brought a shift in home affordability across Canada, with 10 out of 13 major cities seeing improvements thanks to declining home prices. Notably, Vancouver experienced the largest drop in the income required to purchase a home. Mortgage rates eased slightly, and it\u2019s still possible to secure discounted fixed-rate mortgages below 4%.<\/p>\n<p>As someone who\u2019s navigated the Greater Toronto Area real estate market for over 15 years, I\u2019ve seen how these trends can open new doors for buyers and investors. Understanding how affordability changes impact your options is key\u2014whether you\u2019re looking to enter the market, make a move, or diversify your investment strategy. At Lucky Homes Realty, my focus is on providing clarity and expert guidance so you can make decisions that support your long-term goals.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.mpamag.com\/ca\/mortgage-industry\/market-updates\/home-affordability-improves-in-10-of-13-canadian-cities-in-july\/587609\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>July brought a shift in home affordability across Canada, with 10 out of 13 major cities seeing improvements thanks to declining home prices. Notably, Vancouver experienced the largest drop in the income required to purchase a home. Mortgage rates eased slightly, and it\u2019s still possible to secure discounted fixed-rate mortgages below 4%. As someone who\u2019s [&hellip;]<\/p>\n","protected":false},"author":234,"featured_media":44,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-15","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.luckyhomesrealty.ca\/blog\/wp-json\/wp\/v2\/posts\/15","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.luckyhomesrealty.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.luckyhomesrealty.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.luckyhomesrealty.ca\/blog\/wp-json\/wp\/v2\/users\/234"}],"replies":[{"embeddable":true,"href":"https:\/\/www.luckyhomesrealty.ca\/blog\/wp-json\/wp\/v2\/comments?post=15"}],"version-history":[{"count":0,"href":"https:\/\/www.luckyhomesrealty.ca\/blog\/wp-json\/wp\/v2\/posts\/15\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.luckyhomesrealty.ca\/blog\/wp-json\/wp\/v2\/media\/44"}],"wp:attachment":[{"href":"https:\/\/www.luckyhomesrealty.ca\/blog\/wp-json\/wp\/v2\/media?parent=15"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.luckyhomesrealty.ca\/blog\/wp-json\/wp\/v2\/categories?post=15"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.luckyhomesrealty.ca\/blog\/wp-json\/wp\/v2\/tags?post=15"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}