Toronto homeowners can claim up to $6,650 in flood protection rebates amid rising insurance claims

Homeowners in the Greater Toronto and Hamilton Area can use rebate programs to offset costs for upgrades protecting against flooding and climate damage. Toronto’s Basement Flooding Protection Subsidy offers up to $6,650 for improvements like sump pumps and backwater valves. Energy-efficiency upgrades, while not always lowering insurance premiums, reduce risks from floods and wildfires. Homeowners should check eligibility and consult insurers before upgrading.